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Anonymous
The desire for self-improvement is one of this woman’s most important dreams. She lives with her family group in her own house in a zone with a high incidence of social violence and crime. She does not want to be affected by it and this is one of the best decisions she’s made and is proud of it.

She has a sewing workshop where she makes all types of clothes: shirts, dresses, skirts and blouses, among others. She’s been in business for some time now and is very well-known in the zone. She sells from home and has many customers who prefer her for the quality of her products, her affordable prices and above all the excellent service. She’s an active, enterprising woman who is dedicated to her work and who has many goals to reach. She’s working hard to attain a more prosperous future. She feels happy with her business because she knows she must work in order to rise out of poverty.

Demand has increased in recent weeks so she wants to make a new investment and buy raw materials needed to make the clothes which is why she’s asking Integral for a loan to buy fabric at wholesale, thread, zippers, etc. She has good payment references and is very responsible. She assures that she’ll be able to repay the loan while at the same time has faith that she’ll bring economic security to her home.
View original language description ↓
Las ganas de superarse es uno de los sueños mas importantes de una mujer que vive junto a su grupo familiar en casa propia en una zona de alta incidencia de violencia social y delincuencia, desea no verse afectada por ella, es una de las mejores decisiones que ha tomado y se siente orgullosa de eso, ella posee un taller de costura donde confecciona todo tipo de prendas de vestir: camisas, vestidos, faldas, blusas, entre otros, ya tiene un buen tiempo con el negocio y es muy conocida en la zona, comercia desde su hogar y ya tiene mucha clientela que la prefiere por la calidad del producto, por los precios accesibles y sobre todo por el servicio excelente, es una mujer activa, emprendedora, dedicada a su labor, y con muchas metas que desea lograr, esta trabajando duro por alcanzar un futuro mas próspero. Se siente muy contenta con el negocio pero sabe que necesita hacerlo crecer a fin de salir de la pobreza, en las últimas semanas ha aumentado la demanda, por lo que quiere realizar una mayor inversión en la compra de materia prima necesaria para la producción de ropa por eso solicita a INTEGRAL un crédito que le permita comprar tela por mayor, hilos, cierres, etc. Tiene buenas referencias de pago y es muy responsable, asegura que podrá saldar la deuda y a la vez tiene fe que llevará a su hogar seguridad económica.

Additional Information

More information about this loan


This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   


Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.


About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 587
    View loans »
    El Salvador Loans Fundraising
  • $23,525,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped this borrower to buy fabric at wholesale, thread and zippers.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 6, 2012
Listed
Oct 30, 2012
Currency Exchange Loss:
N/A
Ended:
May 17, 2013