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She’s a very enterprising woman whose greatest wish is to provide a better future for her family; she wants to have new horizons and forget about crime. She strives daily for her family group. She’s very hardworking and has been selling traditional fast-food snacks like enchiladas, fried potatoes, and fried, beef-filled turnovers, among others for some time now. She’s been in business for several years and is proud because she’s attained good results. She sells from place to place and in a stand in front of her house. She’s very well-known and has a large clientele that prefers her for the quality, prices and good service. With this income she’s able to provide her home with daily bread and see that nothing is lacking at home. Her wish is to earn higher profits so that in future she will be able to give the very best to her son who so admires her for her dedication to work. She is convinced that if production increases so will sales and this is why she approached Integral to request a loan to buy corn, meat, vegetables, etc. She is grateful for the collaboration she’ll get and trusts in God that He’ll never abandon her so that she will no longer be influenced by bad companions and to always stay busy doing good works like these to better watch over her family and set a good example for them.
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Es una mujer muy emprendedora, su mayor deseo es entregarle un mejor futuro a su familia queriendo tener nuevos horizontes y olvidarse de la delincuencia. Tiene un grupo familiar por el cual se esmera día a día, muy trabajadora y desde hace un tiempo se dedica a vender antojitos típicos: enchiladas, papitas, pastelitos fritos rellenos de carne de res, entre otros, tiene varios años de dedicarse a este trabajo y se siente orgullosa porque ha logrado que le dé buenos resultados, comercia de forma ambulante y desde un puesto enfrente de su vivienda. Es muy conocida y tiene mucha clientela que la prefiere por calidad, precios y buen servicio; con éstos ingresos ella les brinda el pan de cada día para que nos les falte nada en el hogar. Su deseo es tener mejores beneficios para que el día de mañana les entregue lo mejor a su hijo que tanto la admira por su entrega a la labor. Ella tiene la convicción de que si aumenta su producción así aumentarán las ventas, es por eso que se acercó a INTEGRAL para solicitar un crédito y así comprar maíz, carne, verduras, etc. Agradece la colaboración que recibirá y confía en Dios que nunca la abandonará para ya no verse influenciada por malas compañías y estar siempre ocupada en obras buenas como éstas y así velar de la mejor manera por su familia y ser ejemplo correcto para ellos.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 657
    View loans »
    El Salvador Loans Fundraising
  • $28,178,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped this borrower to buy corn, meat and vegetables.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Sep 29, 2012
Oct 30, 2012
Currency Exchange Loss:
May 18, 2014