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Kim's Group
In this Group: Kim, Sokhon, Savan
Kim, 56, is a widowed mother living with her child in a rural village of the Kandal Stoeng district of Kandal province, Cambodia. She makes a living through farming rice. She has been in this business for 27 years, earning about KHR 26,000 per day. She is able to save about KHR 10,000 each day, after expenses, for future needs.

Kim’s group consists of three members who live in the same village, and she is in her first microloan with Kiva partner VisionFund. Now leading her group to apply for a loan, Kim, who is the leader, will use her portion to buy fertilizer for her farmland. She will also use a portion of it to spend on labor costs in plowing the paddy-field. Through this loan, she hopes to get a high yield from her farming business so as to make a better living.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 112
    View loans »
    Cambodia Loans Fundraising
  • $35,436,925
    Funds lent in using Kiva
  • 4,040.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Kim's Group's $350 loan helped a member to buy fertilizer for her farmland, and for labor costs to plow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 26, 2012
Nov 4, 2012
Currency Exchange Loss:
Oct 17, 2013