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This is a woman who has a strong desire to get ahead. She lives in a town that has a lot of societal violence, and she hopes to change this reality for her children in the near future so that they will not suffer from the impact of crime. To do this, she gets up every day to provide the best for them. She is well-known in her neighborhood for her humility and her dedication to her work. She never gives up, and always forges ahead in spite of the difficulties she faces. Due to her effort and dedication, she has a store where she sells consumer staples such as grains and other basic foods, milk, eggs, rice, among others. She is very dedicated to her work, and very helpful to her customers when she is selling. This is why she has customers who seek out her business and prefer her products.

She has seen the need to stock up her store because of an increase in demand, and she lacks the capital to do this. Therefore, she approached INTEGRAL to request a loan to buy products such as grains and basic products, instant products such as soups and drink mixes, snacks, drinks, etc. She trusts in God that the help that she has requested will soon be granted, and that she will not have to worry anymore about providing for the daily needs of her household.
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Esta mujer con deseos de salir adelante, vive en una localidad con alta violencia social y espera cambiar esta realidad para sus hijos en un futuro cercano, para que así ellos no sufran la influencia de la delincuencia, por eso se levanta cada día para brindarles lo mejor de ella, es muy conocida en la zona de residencia por su humildad y su entrega al trabajo, nunca se ha dejado vencer y siempre ha salido adelante con sus dificultades. Con esfuerzo y dedicación posee una tienda en la que vende productos de primera necesidad granos básicos, leche, huevos, arroz entre otros, es muy dedicada a su labor y muy servicial a la hora de vender, es por eso que posee clientes que la buscan y la prefieren por sus productos. Se ha visto en la necesidad de surtir un poco mas la tienda debido al aumento de demanda y no tiene el capital para realizarlo, es por eso que se acercó a INTEGRAL para solicitar un crédito y así poder comprar más productos como granos básicos producto instantáneo, golosinas, bebidas, etc. Confía en Dios de que pronto la ayuda solicitada, será otorgada, y no tendrá más preocupación que llevar el sustento diario a su hogar.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 701
    View loans »
    El Salvador Loans Fundraising
  • $28,234,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped this borrower to buy grains and other basic foods, instant products such as soups, and drinks.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Oct 8, 2012
Oct 30, 2012
Currency Exchange Loss:
Jun 18, 2013