Las Comadres (Cuenca) Group
The members are women who struggle every day to improve their economies and get ahead with their families. They are women with good sense of humor despite the adversities. They still maintain the culture and traditions of their people.
One of the members of this group is Melba, who lives in Totoracocha sector, in the city of Cuenca. She is 41 years old, is married and in her marriage she conceived three children. One of her sons is married and lives independently, another son works and helps her economically, and her youngest daughter who is barely six years old is studying in a school in the city. Her husband is not in the country, he has migrated in search of a better future for his family. She doesn't own a house, so she is renting one.
Melba works making quilts. She learned this activity working, and now she has a business selling quilts for six years. She sells the merchandise as a street peddler. She also sells several brands of cosmetics. At home, she has been raising and selling chickens for 15 years.
Her new loan will be invested in the purchase of quilts and cosmtics, to continue with this business. Her goal is to have her own house.
Una de las socias de este grupo es la Señora. Melba, vive por el sector de Totoracocha en la ciudad de Cuenca, tiene 41 años de edad, es casada y en su unión conyugal ha concebido 3 hijos, uno de sus hijos es casado y vive independiente, otro hijo trabaja y le ayuda economícamente y su ultima hija de apenas 6 años de edad se encuentra estudiando en una escuelita de la ciudad. Su esposo no se encuentra en el país ya que ha migrado en busca de un mejor futuro para su familia, no tiene casa propia por lo que vive arrendando.
Doña Melba trabaja en la elaboración de edredones, esta actividad la aprendió trabajando y ahora tiene el negocio de venta de edredones desde hace 6 años, vende ambulantemente su mercadería, también se dedica a la venta de cosméticos de varias marcas, en casa desde hace 15 años se dedica a la cría y venta de pollos.
Su nuevo crédito lo va a invertir en la compra de edredones y cosméticos para continuar con este negocio.
Su meta es tener su casa propia.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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