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People always want to advance themselves, no matter the situation in which they find themselves, because their motive is to get ahead and construct a more prosperous future. That is the case of this young woman who has grand abilities, is honest, enterprising and a very hard worker. She lives with her family group which is her principal source of inspiration, and wants to offer them a better life, evading the delinquency that surrounds them.

For some time now, she has had a small stand making and selling typical snacks, cakes, nougets, enchiladas, and potato chips, among other items. She works every day and is very well known among the zone's inhabitants, thanks to her manner of attending to their preferences.

She wants to purchase a larger quantity of supplies and to sell more of her delicious snacks, but she lacks sufficient capital to do so. It is for this reason that she is requesting a loan through INTEGRAL, to buy corn, vegetables, meat, sugar, etc.

This young woman possesses a good credit record and can count on the satisfaction of having never done anything bad to anyone. She is grateful for the help she has been offered in the past.
View original language description ↓
Siempre las personas buscan superarse, no importa el momento en que lo hagan porque el motivo es salir adelante y construir un futuro mas prospero, es el caso de esta joven mujer, tiene grandes habilidades, es honesta, emprendedora y muy trabajadora, vive con su grupo familiar el cual es su principal fuente de inspiración, quiere ofrecerles una vida mejor alejada de la delincuencia que los rodea. Desde hace tiempo tiene un pequeño puesto de antojitos típicos, pastelitos, nuégados, enchiladas, papitas, entre otros, comercia todos los días y es muy conocida por las personas de la zona y gracias a su manera de atenderlos la prefieren. Desea comprar mayor cantidad de materiales y proveer mayor cantidad de sus deliciosos antojitos, pero no posee el capital suficiente para hacerlo, es por eso que solicita a INTEGRAL un crédito para la compra de maíz, verduras, carne, azúcar, etc. La joven posee un buen récord crediticio y cuenta con la satisfacción de que nunca le ha quedado mal a nadie. Agradece desde ya el apoyo que le brindan.-

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 644
    View loans »
    El Salvador Loans Fundraising
  • $28,178,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped this borrower to buy corn, vegetables, meat, and sugar, for making typical snacks to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 8, 2012
Oct 30, 2012
Currency Exchange Loss:
Oct 25, 2013