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The wish to get ahead is one of the most important dreams this young woman living with her family has. She sells tortillas and clothes such as shirts, pants, dresses and more.She has already been in this business for some time and that has given her valuable experience that allows her to make the best earnings. She sells from her house and door to door. She is well known by the people in the area and has a lot of customers who prefer her for her product quality, good prices and above all, excellent service. She is a fighter who is dedicated to her work. Every day she strives to have a better future opening new roads and far from the social violence of which she has been a victim, in the area where she lives. She works as hard as possible, because she is happy with her work and doesn't want to dissapoint her family. In the last few weeks, demand has gone up and she needs to make a new investment. That is why she has asked INTEGRAL for a loan that will allow her to buy corn and clothes wholesale. She has good credit references and is very responsible. She is sure she can pay off the loan and is confident that she can bring financial security to her little home.
View original language description ↓
El deseo de superarse es uno de los sueños mas importantes de una joven mujer que vive junto a su grupo familiar, ella se dedica a la venta de tortillas y ropa, como camisas, pantalones, vestidos entre otros, ya tiene tiempo con el negocio y eso le ha regalado valiosa experiencia en las ventas que le permite obtener las mejores ganancias, comercia desde su vivienda y de forma ambulante, es muy conocida por las personas de la localidad y ya tiene mucha clientela que la prefiere por la calidad del producto, los buenos precios y sobre todo por el servicio excelente; es una mujer luchadora, dedicada a su labor todos los días se esfuerza por conseguir un futuro mejor con nuevos caminos y alejada de la violencia social de la que es victima la localidad en que reside, día a día se esmera al máximo pues esta feliz con su trabajo y no quiere decepcionar a su familia, en las ultimas semanas aumento la demanda del producto y necesita realizar una nueva inversión por eso solicita a INTEGRAL un crédito que le permita comprar maiz y ropa por mayor. La joven tiene buenas referencias de pago y es muy responsable, asegura que podrá cancelar la deuda, y a la vez tiene la confianza que podrá llevar a su pequeño hogar seguridad económica.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 851
    View loans »
    El Salvador Loans Fundraising
  • $28,256,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $250 helped this borrower to buy corn and clothes wholesale.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Oct 8, 2012
Oct 30, 2012
Currency Exchange Loss:
Sep 17, 2013