Ioana has had 1 previous loan with SPBD. She expects her weekly net cash flow to be 150 Tala (about $US62). SPBD loans are Ioana’s only access to capital because she has not been able to qualify for a loan with the traditional banks.
About SPBDSouth Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.
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