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Anonymous
A desire to live with new goals and self improvement is what this young, tenacious, determined woman has. She has never let herself be overcome by the adversity she has encountered in life, whether that be poverty or social violence. She lives with her close-knit family group, which is her greatest treasure and reason to be exemplary.

Currently, she makes artificial flowers by hand in different kinds of paper, plastic or other recycled material. She learned this art from her parents when she was young and has been able to earn a living little by little every day, serving as an example for her entire family, who see the effort she makes and who collaborate with her in the business.

She wants to sell more flowers but does not have the capital to buy enough raw materials. Therefore she has requested a loan through INTEGRAL to buy different papers, glitter, wire, glue and plastic. She is confident this support will help her reach her goals soon.
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Deseos de vivir con nuevas aspiraciones y superación, son los de esta joven mujer luchadora, tenaz, que jamás se ha dejado vencer por las adversidades que la vida le ha presentado sean de pobreza o violencia social, vive junto a su grupo familiar sólidamente conformado, es su mayor tesoro y para quien desea ser ejemplo. Actualmente trabaja realizando flores artificiales, es decir hechas a mano ya sea con diferentes tipos de papel, plásticos u otros materiales en ocasión de reciclaje. Desde pequeña aprendió de sus padres éste oficio y es así como hecha a andar éste legado día a día, ganándose el pan y hace de su vida un ejemplo para muchos, sobre todo su familia, quienes ven el esfuerzo que ella hace y quienes a la vez colaboran con ella en el negocio. Desea vender mayor cantidad de flores pero no tiene el capital para comprar suficiente materia prima, es por eso, que se acerco a INTEGRAL solicitando un crédito y poder comprar: diversos papeles, brillantina, alambre, pegamento y plásticos. Esta confiada de que la ayuda será brindada y pronto podrá cumplir sus metas.

Additional Information

More information about this loan


This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   


Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.


About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 432
    View loans »
    El Salvador Loans Fundraising
  • $22,832,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped this borrower to buy different papers, glitter, wire, glue and plastic, among other items.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 29, 2012
Listed
Oct 30, 2012
Currency Exchange Loss:
N/A
Ended:
Aug 18, 2013