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Alianza Unida  (Cuenca) Group
In this Group: Flor América, Clemencia Concepción, Carmen Rocio, María Auxilio, Rosa Leonor, Mónica, María Dolores, María Doraliza, Angelica María*, Margarita Guadalupe*, María Micaela, Elsa Sara
* not pictured
The Alianza communal bank is comprised of 12 women who are friends and acquaintances. They live in different areas of the city of Cuenca. This city has a cold climate, and since December 1999, it has been classified as part of Cultural Heritage of Mankind. The city has four rivers and great places to enjoy nature. All of the members are hard-working, some have their own businesses and others work as private employees. However, all of them have the same goal, which is to improve the quality of life of their homes and move their families forward. They are proud to maintain the culture and traditions that their parents have instilled in them.

One of the group's members is María Micaela. She has been part of the communal bank for six years and lives in the Parrish of Paccha in Cuenca. She is 42 years old, married, and has three children who are 14, 12, and 5 years old. Her first two daughters go to school and her son goes to the kindergarden in the area. Her husband works as a private employee. The house they live in is the fruit of their marriage's work.

María Micaela works in various economic activities since she is an enterprising woman. She has had a store for five months. On the weekends, she sells "hornado" and "cascaritas," which are typical Ecuadorian dishes. At home, she also raises pigs, Guinea pigs, and chickens to sell in the community. She works in agriculture and what she harvests is only used for household consumption.

She is going to invest in buying more supplies to have more stock in her store. Her goal is to expand her store.

The two small photos represent the three members who were not present when the group photo was taken.
View original language description ↓
El banco comunal Alianza Unida está formado por 12 mujeres quienes son amigas y conocidas, viven en diferentes lugares de la ciudad de Cuenca, esta ciudad es de clima frió, es desde Diciembre de 1999 Patrimonio Cultural de la Humanidad, se encuentra bañada por 4 ríos, tiene grandes lugares para disfrutar de la naturaleza. Todas las socias son personas trabajadoras, algunas tienen sus propios negocios y otras socias laboran como empleadas privadas pero todas tienen un mismo objetivo el cual es mejorar la calidad de vida de sus hogares y salir adelante con sus familias, su mayor orgullo es aun mantener la cultura y tradiciones que sus padres les han inculcado.

Una de las socias de este grupo es La Señora María Micaela, forma parte del banco comunal desde hace 6 años, vive por la parroquia de Paccha en Cuenca, tiene 42 años de edad, está casada y en su unión conyugal ha concebido 3 hijos de 14, 12 y 5 años, sus dos primeras hijas estudian en el colegio y su ultimo hijo estudia en una escuelita de la localidad. Su esposo labora como empleado privado, la casa en la que viven es el fruto del esfuerzo del trabajo conyugal.

Doña María Micaela trabaja en varias actividades económicas ya que es una mujer emprendedora, hace 5 meses tiene una tienda, los fines de semana se dedica la venta de hornado y cascaritas que son platos típicos del Ecuador, en su casa también se dedica a la crianza de cerdos, cuyes y pollos a los que los vende en su comunidad, trabaja en la agricultura y lo que cosecha es solo para el consumo de su hogar.

Su crédito lo va a invertir en la compra de más víveres para tener más surtida su tienda.

Su meta es agrandar su tienda.

Las dos fotos pequeñas son de tres socias que no pudieron estar presentes cuando se tomo la foto del grtupo.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,200
    Average annual income
  • 37
    View loans »
    Ecuador Loans Fundraising
  • $23,448,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Alianza Unida (Cuenca) Group's $3,775 loan helped a member to buy supplies.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 11, 2012
Listed
Nov 4, 2012
Currency Exchange Loss:
N/A
Ended:
Mar 15, 2013