She is a woman with a desire to offer better conditions for her family so that they don't suffer from an increase in social violence and poverty that currently oppresses many in the place where the live. This is her main reason for deciding to install a store where she sells basic goods to her neighbors and passersby. She has an abundance of customers, offering accessible prices and a variety of items, but there are products that she doesn't have. She feels the desire and need to increase her source of income, which is why she came to INTEGRAL to ask for a loan to buy her most in-demand products: milk, eggs, sugar, rice and beans. She doesn't have the necessary capital to keep investing in her business. She is sure that she will be able to pay off the loan and gives thanks in advance to all of the good-hearted people who will help her.
Mujer con deseos de ofrecer mejores condiciones de vida a su familia, a fin de que no sufran un incremento de violencia social y vida de pobreza que actualmente oprime el lugar donde reside, es el principal motivo por el que decidió instalar un tienda donde vende articulos de primera necesidad a vecinos y personas que pasan por el lugar; posee abundante clientela, ofrece precios accesibles y variedad de artículos, pero hay productos con los que no cuenta y por ello siente el deseo y necesidad de ampliar su fuente de ingresos, es por eso, que se acerco a INTEGRAL solicitando un crédito para comprar de sus productos principalmente demandados: Leche, huevos, azúcar, arroz y frijoles, ya que ella no posee el capital necesario para seguir invirtiendo. Esta segura que podrá solventar la deuda adquirida y agradece de antemano a todas esas personas que de buen corazón le ayudaran.
More information about this loan
This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.
Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.
About Apoyo Integral
Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.