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Jose Dolores De Jesus
José Dolores is 43 years old and has a business growing sorghum, squash and corn. He also owns a flour mill as another form of subsistence. The client has very good personal references. He is very hard working, humble and responsible. In regard to his payment record, he is always on time and doesn't pay late. He sells all that he produces in the surrounding areas of the community where he lives. He already has many regular clients that prefer him for the quality, good prices and above all unmatched service. He is always ready to serve others.

In this harvest season he wants to take advantage of the opportunity to make a new investment but does not have enough capital. For this reason he is requesting a loan from Integral that will allow him to buy corn, sorghum and squash seeds and fertilizers, etc. José Dolores has good financial references and is very responsible. He is certain that he will be able to pay back his debt and at the same time is confident that he will give his family a fulfilling life.
View original language description ↓
José Dolores de cuarenta y tres años de edad tiene un negocio de siembra de maicillo, pipián y maíz también posee un molino de nixtamasa como modo de subsistencia, el cliente tiene muy buenas referencias personales, es muy trabajador, humilde, responsable como también en el comportamiento de sus pagos siempre esta a tiempo con ellos no se atrasa, todo lo que produce lo comercia en los alrededores de la comunidad donde reside y ya tiene mucha clientela fija que lo prefiere por la calidad los buenos precios y sobre todo por el servicio inigualable siempre a la orden de las personas, en esta temporada de cosecha quiere aprovechar y realizar una nueva inversión pero no posee de suficiente capital por eso le solicita a INTEGRAL un credito que le permita comprar semilla de maíz, maicillo, pipián, fertilizantes, abono, etc. José Dolores tiene buenas referencias de pago y es muy responsable, asegura que podrá saldar la deuda y a la vez confía que le dara a su familia una vida plena.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 754
    View loans »
    El Salvador Loans Fundraising
  • $26,201,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Jose Dolores De Jesus to buy corn, sorghum and squash seeds and fertilizers.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
At end of term
Oct 6, 2012
Oct 25, 2012
Currency Exchange Loss:
Apr 18, 2013