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She lives in a town with a lot of social violence and she hopes to change this reality for her children in the near future, so they don't suffer the influence of crime. Therefore, she gets up every day to give the best of her. She is very well known where she lives because of her humility and dedication to work. She never gave in and she always moves forward despite the difficulties.

With effort and dedication, she has a store where she sells staples. She is very dedicated to her work and very friendly when selling. That's how she has made a lot of customers, who prefer her for the products and good prices.

She feels the need to stock better her store, but she doesn't have the capital to do it. That's why she decided to request a loan to INTEGRAL to help her to buy more products such as eggs, milk, candies, basic grains, and soaps, among others. She is confident in God that the help requested will be provided soon and she will not have to worry about how to bring means of support to her home daily.
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Vive en una localidad con alta violencia social y espera cambiar esta realidad para sus hijos en un futuro cercano para que así ellos no sufran la influencia de la delincuencia, por ello se levanta cada día a brindar lo mejor de si, es muy conocida en la zona de residencia por su humildad y su entrega al trabajo, nunca se ha dejado vencer y siempre ha salido adelante con sus dificultades. Con esfuerzo y dedicación posee una tienda en la que vende productos de primera necesidad, es muy dedicada a su labor y muy amable a la hora de vender y es asi como se ha hecho de mucha clientela que la prefieren por sus productos y sus buenos precios. Se ha visto en la necesidad de surtir un poco mas la tienda y no tiene el capital para realizarlo, es por eso que se decidió a solicitarle a INTEGRAL un crédito que le ayude a comprar más productos como huevos, leche, golosinas, granos básicos, jabones entre otros. Confía en Dios de que pronto la ayuda solicitada será dada y no tendrá más preocupación que llevar el sustento diario a su hogar.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 708
    View loans »
    El Salvador Loans Fundraising
  • $27,167,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped this borrower to buy eggs, milk, candies, basic grains, and soaps.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Sep 28, 2012
Oct 30, 2012
Currency Exchange Loss:
Aug 18, 2013