Club De Amigas Group
This loan will benefit small businesswomen, such as Sra. Eugenia, who is a member of this group. This is the first time she has joined a group with Pro Mujer after receiving an invitation from one of the organization’s promoters. Eugenia currently manages a business of selling vegetables. She started her business years ago through her own initiative. Eugenia initially sold regular and dried potatoes, but she saw that it was more profitable to sell vegetables. Since making that change, she now has plans to buy a plot of land.
The loan she is receiving now will be used to increase her capital for buying vegetables. Eugenia acquires her products wholesale at the fairs within the city of El Alto and then sells them at her vending stall. Working in this manner enables her to generate income so that she can support her household. Eugenia is married and has three children.
When asked what she likes about Pro Mujer, Eugenia said that she enjoys the training classes and the health services.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Eugenia es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación de una promotora de nuestra institución. En la actualidad ella tiene un negocio de venta de verduras; cuenta que este negocio lo emprendió por iniciativa propia hace años, empezando su comercio con el negocio de venta de papa y chuño posteriormente observó que el negocio de verduras era más prospero y lo cambio ya que tenía pensado comprarse un terreno.
El crédito que ahora sacará es para el aumento de capital (compra de verduras) que adquirirá de las ferias de la Ciudad de El Alto por mayor y posteriormente a la elaboración lo comercializará en su puesto de venta. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su hogar pues ella es casada y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta la capacitación y el servicio médico.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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