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Anonymous
A young man with huge dreams and goals to meet who avails himself of his boat to reach them. He wants to improve his environment that’s saturated with social violence and poverty aiming at providing his family with a future with better life prospects.

He’s a father and this makes him concerned for his loved ones. He’s a responsible, tenacious, hardworking man who is also attentive and service oriented. This helps him carry out his activities because he works at one of the country’s beaches with his boat transporting people form one side to the other. This is how he sets out every morning to work the best way he knows how so his home will not lack daily bread.

He needs to buy spare parts for his boat but does not have the capital to do so which is why he’s called on Integral to request a loan to buy spare parts needed so that he and his boat can continue providing the service his customers deserve. He gives thanks in advance for the help he’s to receive.
View original language description ↓
Joven con enormes sueños y metas por cumplir, que se vale de su lancha para hacerlos posibles, desea superar un entorno saturado de violencia social y pobreza, a fin de ofrecer a su familia un futuro con mejores expectativas de vida, es padre de familia y ello ha hecho que se preocupe por los suyos. Es un hombre luchador, responsable y trabajador, además de ser atento y servicial, eso le ayuda a desempeñar sus actividades, ya que trabaja en una playa del país, con su lancha transporta a personas de un extremo a otro, es así como el cada mañana se dispone a trabajar con lo mejor que tiene para que el pan no falte en su hogar. Tiene necesidad de comprar repuestos para su lancha, y no tiene el capital para hacerlo. Es por eso, que se acerco a INTEGRAL a solicitar un crédito y poder comprar repuestos necesarios para que junto a su lancha puedan continuar brindando el servicio que sus clientes merecen, agradece anticipadamente la ayuda por recibir.

Additional Information

More information about this loan


This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   


Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.


About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 557
    View loans »
    El Salvador Loans Fundraising
  • $23,496,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped this borrower to buy spare parts and supplies.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 29, 2012
Listed
Oct 30, 2012
Currency Exchange Loss:
N/A
Ended:
Jun 18, 2013