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For those who want to change their life habits there will always be second chances. This woman is an example of overcoming poverty and being able to avoid the environment of social violence when there is the will to do so. She has a well-integrated family unit. She’s a very enterprising woman who does not hold back in giving her all so long as her children have everything they need to live with dignity.

She sells all types of vegetables and fruit in one of the country’s markets. This is how she earns her living every day. She’s a woman who is preferred by many thanks to the way she is. In addition to having affordable prices she’s there to help all who need help.

She wants to expand the business but lacks the means to start and to buy more fruit and vegetables which is why she approached Integral to request a loan to buy more tomatoes, cucumbers, cabbages and radishes, among others. She hopes to get the help so that her and her children’s lives will soon have better prospects.
View original language description ↓
Siempre hay segundas oportunidades para todo aquel que necesita cambiar sus hábitos de vida, esta mujer es ejemplo de superación de pobreza y de que se puede evitar el entorno de violencia social cuando hay voluntad, tiene un grupo familiar bien constituido, mujer muy emprendedora, que no le importa darlo todo, con tal que sus hijos tengan lo necesario para vivir dignamente. Vende verduras y frutas de todo tipo en un mercado del país, y es así como ella se gana la vida a diario, es una mujer que por su manera de ser, las personas la prefieren, además de contar con precios accesibles y siempre ayudando a todo aquel que lo necesita. Tiene el deseo de ampliar su negocio pero no tiene como iniciar y comprar mas verduras y frutas, es por eso que se acerco a INTEGRAL para solicitar un crédito y así poder comprar mas tomates, pepinos, repollos, rábanos entre otros. Espera recibir la ayuda para que pronto su vida y la de sus hijos tengan mejores expectativas.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 668
    View loans »
    El Salvador Loans Fundraising
  • $26,152,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $350 helped this borrower to buy more tomatoes, cucumbers, cabbages, raddishes, oranges and papayas, among others.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Sep 29, 2012
Oct 30, 2012
Currency Exchange Loss:
Feb 17, 2013