Luceritos De Panamericana Group
This loan will benefit small businesswomen, such as Sra. Felisa, who is one of the members. She says that she joined Pro Mujer two years ago after receiving an invitation from her sister, who is also a member of the organization. Felisa currently operates a business where she sells “salchipapas”. She learned this trade years ago from her sister, who also sells this product.
The loan she is receiving now will be used to increase her capital for buying ingredients. Felisa acquires her supplies at the fairs in the city of El Alto and then prepares the food that she sells at her vending stall. Working in this manner enables her to generate income so that she can support her household. Felisa is married and has five children.
When asked what she likes about Pro Mujer, Felisa said that she enjoys the training classes about health and credit.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Felisa es integrante, ella indica que hace dos años que integra Pro Mujer, ingresando por invitación de su hermana que es socia de nuestra institución. En la actualidad ella tiene un negocio venta de salchipapas; cuenta que este negocio lo emprendió hace años aprendiendo de su hermana quien la venta de este producto.
El crédito que ahora sacará es para el aumento de capital (compra de víveres) que adquirirá de las ferias de la ciudad de El Alto y posteriormente a la elaboración lo comercializará en su puesto de venta. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su hogar pues ella esta casada y tiene cinco hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones en salud y crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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