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In the world we live in, people want to set an example for many and seek various activities that will generate income to provide a better future for their children. This woman who lives with her life companion and two children struggles against her two main obstacles, poverty and a violence, in order to keep her children from becoming victims of them in the immediate future.

She’s hardworking and enterprising and her greatest wish is to provide her children with a better future who no doubt will be grateful for it someday. She’s kind, optimistic and always disposed to be better every day.

With much effort she’s succeeded in setting up a tortilla shop which is her source of income. She rises every day with the hope of increasing her little business a bit more to earn the profits she yearns for and above all so that her children should want for nothing. However, she does not have the necessary capital to do so which is why she approached Integral to request a loan to buy corn and supplies to make tortillas. She trusts in God that her life will soon have better prospects and to forge a prosperous future for her family.
View original language description ↓
Por el mundo en el que vivimos, las personas desean ser ejemplo para muchos, y buscando así diferentes actividades que generen ingresos y entregarle un buen futuro a sus hijos, esta mujer quien vive con su compañero de vida y sus dos hijos, lucha ante sus dos principales obstáculos, pobreza y violencia social, a fin de evitar que sus hijos sean víctima en el futuro inmediato de los mismos; es trabajadora y emprendedora, su mayor ilusión es entregarle un mejor futuro a sus hijos, quienes el día de mañana con seguridad lo agradecerán. Es amable, optimista siempre con ganas de ser mejor cada día. Ha logrado instalar con esfuerzo una tortillería, que es su fuente de ingresos, todos los días se levanta con el deseo de incrementar mas su pequeño negocio, para así obtener las ganancias que espera y sobre todo, que a sus hijos no les falte nada, pero no tiene el capital necesario para lo dicho, es por eso que se acerco a INTEGRAL para solicitar un crédito y comprar: maíz y materiales para hacer tortillas, confía en Dios que pronto su vida tendrá mejores expectativas y forjar un futuro prospero a su familia.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 644
    View loans »
    El Salvador Loans Fundraising
  • $28,178,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped this borrower to buy corn and supplies to make tortillas.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Sep 28, 2012
Oct 30, 2012
Currency Exchange Loss:
Feb 17, 2013