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Yesil Maria
Yesil María has worked as an elementary school teacher at a public school in the municipality of Momotombo for the last 7 years. She’s supported her family composed of her and her two children this way providing them with schooling, food and other basic household needs; she’ a single mother.

This is her first loan request to Ceprodel. It’s to make some home improvements. She will repair the roof with the purchase of metal sheeting, roof purlins, nails and she will pay labor costs to provide better living conditions for her son.
View original language description ↓
La Señora Yesil María trabaja para una escuela pública en el municipio de Momotombo desde hace 7 años como profesora de primaria con lo que ha sacado adelante su familia quien la conforma ella y dos hijos, brindándole estudio, alimentación y demás necesidades básicas de un hogar siendo madre soltera.

Actualmente es su primer crédito que solicita a ceprodel para mejorar su casa de habitación con reparación del techo de la cuarto con la compra de zinc, perlines, clavos y pago de mano de obra; para darles una mejor condición de vida a su hijo.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 103
    View loans »
    Nicaragua Loans Fundraising
  • $24,823,475
    Funds lent in using Kiva
  • 23.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Yesil Maria to buy metal sheeting, cement and other supplies.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Oct 24, 2012
Oct 25, 2012
Currency Exchange Loss:
Apr 16, 2014