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Gertrudis De La Concepción
Gertrudis de la Concepción has been in charge of administration for a public health center in the city of La Paz Centro for 25 years. With that job, she has taken care of her family, which consists of herself and two children, providing them with education, food, and other basic household necessities. She is a single mother.

She is currently requesting this first loan from Ceprodel to pay for the costs of her daughter's high school education in a public school and to pay for her pre-registration at the university. She supports her daughter's education so that she will become a professional and improve her quality of life.
View original language description ↓
La Señora Gertrudis de la Concepción trabaja para un centro de salud público en el municipio de la paz centro desde hace 25 años como responsable administrativo con lo que ha sacado adelante su familia quien la conforma ella y dos hijos brindándole estudio, alimentación y demás necesidades básicas de un hogar, es madre soltera.

Actualmente es su primer crédito que solicita a ceprodel para poder pagar los gastos de estudios de bachillerato de la hija en una escuela pública y pago de pre matricula en la universidad, con lo que está apoyando para que ella sea una profesional y mejorar su estilo de vida.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $3,636
    Average annual income
  • 114
    View loans »
    Nicaragua Loans Fundraising
  • $24,398,000
    Funds lent in using Kiva
  • 23.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Gertrudis De La Concepción to cover the costs of high school graduation and university pre-registration.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Oct 17, 2012
Oct 25, 2012
Currency Exchange Loss:
Dec 21, 2013