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Lucia Alejandra
Mrs. Lucia is 20 years old and single. She makes a living selling all kinds of products on credit, from meat and ground garlic to televisions, blenders, mixers, etc.. This is due to the fact that people can't buy their products in cash and find it easier to pay in installments. Her residence is in the Merced zone, and this is where she has the merchandise that she sells. This is her second loan with this organization. Mrs. Lucia will use this loan to purchase a variety of merchandise and will also open a store where she can display her products. Her reason for needing this loan is the lack of cash and needing to fill orders. Mrs. Lucia faces challenges in her business as in customers that do not pay, which causes her not to be able to get merchandise to other customers that need her products. She will use the proceeds to buy ground garlic at wholesale and be able to sell it and improve her income. Her wishes are for her business to grown and be able to give more help to the people that don't have cash available to purchase the products they need this way encouraging them to slowly begin making their own goods. She gets a lot of satisfaction in seeing her customers happy.
View original language description ↓
La Sra. Lucia tiene 20 años y es soltera, ella se dedica a la venta de todo tipo de productos a crédito, desde carne, ají molido hasta televisores, batidoras, licuadoras, etc. esto debido a que la gente no puede comprar sus productos al contado y se hace mas fácil ir pagando de a poco, su domicilio se encuentra en la zona la Merced, ahí tiene la mercadería que reparte, este préstamo es el segundo que ha tomado dentro la institución, la Sra. Lucia va a usar este préstamo para la compra de variedad de mercadería y también abrirá una tienda donde pueda exhibir sus productos, su razón para solicitar este préstamo es la falta de efectivo ya que tiene pedidos que entregar, la Sra. Lucia enfrenta retos en su negocio que como el que hay algunos clientes que no pagan, lo que hace que ella no pueda traer mas mercadería para poder atender a otros clientes que necesitan sus productos, va a utilizar los beneficios comprara ají molido por mayor, para poder distribuir de mejor manera y mejorar sus ingresos. Su deseo para su negocio es quiere que su negocio crezca y poder ayudar a más personas que no cuentan con el efectivo disponible para poder comprar sus productos y fomentar a que de a poco vayan haciendo sus propios bienes, ya que esta es la satisfacción que tiene la Sra. ver a sus clientes felices.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Bolivia

  • $2,817
    Average annual income
  • 85
    View loans »
    Bolivia Loans Fundraising
  • $29,016,250
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Lucia Alejandra to purchase merchandise and also to open a store where she can display her products.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 4, 2012
Listed
Oct 25, 2012
Currency Exchange Loss:
Possible
Ended:
May 19, 2014