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Macaes Group
In this Group: Fatima Maria , Karen Auxiliadora, Sinia Maribel
The Macaes group consists of three successful microtraders, who have been developing their businesses to support their families. One of the members is Karen Auxiliadora. She has had a grocery for the last two years. She will use the loan to buy rice, beans, oil, sugar, dairy products like packaged milk and cream, and so on.

Fátima María has had a small grocery for the last three years. Sinia Maribel sells food from her home.
View original language description ↓
El grupo Macaes está formado por tres microempresarias de éxito que han venido evolucionando en crecer sus negocios para el sustento de su familia una de las socias es Karen Auxiliadora que tiene una pulpería desde hace dos años de trabajar con la institución lleva dos años el crédito lo invertirá en la compra de arroz, frijoles, aceite, azúcar, productos lácteos como leche en bolsa, crema etc. Fátima María tiene una pequeña pulpería desde hace tres años, Sinia Maribel vende comida en su domicilio.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 80
    View loans »
    Nicaragua Loans Fundraising
  • $25,384,750
    Funds lent in using Kiva
  • 23.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Macaes Group's $1,000 loan helped a member to buy groceries, such as beans, sugar, oil, beef, and chicken.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Sep 29, 2012
Nov 3, 2012
Currency Exchange Loss:
Feb 15, 2013