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Pancasan Group
In this Group: Bertha Del Socorro , Blanca Nieves, Brenda Patricia, Juana Maria
This group is made up of four micro business women who are succesful. One of the is Blanca Nieve, who makes tortillas and has had a small store in her house for four years. She has been in the institution for three years. She is asking for the loan to buy basic grains such as rice , beans, sugar, corn, etc. Bertha has sold fritanga, ice, and chocolate bananas for four years. Brenda Patricia has a store in her house. Juana María sells clotted milk, tortillas and caraceño from her house.
View original language description ↓
Grupo formado por cuatro socias microempresarias con éxito una de ellas es Blanca Nieve que se dedica a echar tortilla, y una pequeña pulpería en su domicilio desde hace 4 años. Lleva tres años con la institución, el crédito lo solicita para compra de granos básicos como arroz, aceite, frijoles, azúcar, maíz etc. Bertha vende fritanga, hielo, choco banano, desde hace varios años, Brenda Patricia tiene una pulpería en su domicilio, Juana María vende cuajada, echa tortilla, vende pan caraceño en su domicilio.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 79
    View loans »
    Nicaragua Loans Fundraising
  • $25,384,750
    Funds lent in using Kiva
  • 23.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Pancasan Group's $1,800 loan helped a member to invest in buying rice, beans, sugar, oil, beef and chicken.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Sep 29, 2012
Nov 3, 2012
Currency Exchange Loss:
May 17, 2013