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Update on Luzveña

The borrower is Luzveña, and she belongs to the communal bank "Las Triunfadoras" in the Andahuaylillas district in the province of Quispicanchis Cusco-Perú. She is a hard-working and enterprising young woman, and continues to make a living growing and selling small animals, like guinea pigs and chickens. She sells them at the markets in Cusco. Luzveña has been making a living in this business for some time. With the income that she can generate, she is saving so that she can study. For this opportunity, she is asking for a loan to buy more barnyard animals, like guinea pigs and chickens. Luzveña is satisfied with the fruit of her work and sacrifice and she is therefore thankful to KIVA for always helping her in strengthening her economic activity and with her academic projects.
View original language description ↓
La socia es la señora Luzveña, ella pertenece al banco “Las Triunfadoras” del distrito de
Andahuaylillas, de la provincia de Quispicanchis del Cusco – Perú. La socia es una joven muy trabajadora y emprendedora, ella continua dedicándose a la crianza y venta de animales menores como cuyes y gallinas y los comercializa en los mercados del Cusco. Luzveña se dedica a esta actividad hace algún tiempo porque con los ingresos que puede ganar, ella está ahorrando para poder estudiar. La socia en esta oportunidad está solicitando el préstamo para comprar más animales de corral como cuyes y gallinas. Luzveña está satisfecha con el fruto de su trabajo y sacrificio, y por ello agradece a KIVA que le ayuda siempre en el fortalecimiento de su actividad económica y con sus proyectos académicos.

Previous Loan Details

Luzveña is an enterprising young woman. At hardly 21 years old, she works in business, selling small animals including chickens, guinea pigs, and others. Luzveña is conscious that in addition to her work, she must continue studying. Thus, she works hard to continue her higher education. At ... More from Luzveña's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 85
    View loans »
    Peru Loans Fundraising
  • $59,005,925
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Luzveña to buy guinea pigs and chickens.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 19, 2012
Nov 5, 2012
Currency Exchange Loss:
May 17, 2013
This photo was used before for a previous loan for Luzveña. It was first posted on Kiva on Apr, 2012. Learn More