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Ruth Filomena

Update on Ruth Filomena

The borrower is Ruth. She belongs to the communal bank “Las Triunfadoras” of the district of Andahuaylillas, province of Quispicanchis in Cusco – Perú. She continues with her business of raising small animals such as domestic fowl which she then sells at the Quincemil markets in the province of Cusco. Ruth is asking for a loan to buy hens and chickens for resale. She is very grateful to Kiva for allowing her to continue with her business, and with this work to support her household and help her to finish building her house, which is her primary goal.
View original language description ↓
La socia es la señora Ruth, ella pertenece al banco comunal “Las Triunfadoras” del distrito de Andahuaylillas, de la provincia de Quispicanchis del Cusco – Perú. La socia continúa con su actividad económica en la crianza de animales menores como gallinas, pollos y cuyes, los cuales comercializa en los mercados de Quincemil provincia del Cusco. Ruth en esta oportunidad requiere el préstamo para comprar pollos y gallinas para su comercialización.
Ruth está muy agradecida con KIVA por permitirle continuar con su actividad económica y con este trabajo llevar el sustento a su hogar y ayudarla a terminar de construir su casa, que es el objetivo principal de la socia.

Previous Loan Details

Filomena is 45 years old, lives with her partner, and has three children, two of which are supported by her. Filomena was born in Quincemil, but lives in Andahuaylillas - both places are the province of Quispicanchis in Cusco, Peru. Filomena's primary activity is raising and selling small… More from Ruth Filomena's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $6,715
    Average annual income
  • 37
    View loans »
    Peru Loans Fundraising
  • $54,528,450
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Ruth Filomena to buy hens and chickens.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 19, 2012
Nov 5, 2012
Currency Exchange Loss:
May 17, 2013
This photo was used before for a previous loan for Ruth Filomena. It was first posted on Kiva on Apr, 2012. Learn More