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Ambo, 29, is married to Mira, 25. They have two children: Nissa, 6, in primary school grade 2, and Iqbal, who is 10 months old. Ambo was taught by his mother to be independent. With capital from his parent, Ambo started his kiosk business. His business is located in a strategic place, near to a terminal where many people pass by.

The challenge for Ambo in running the business is the capacity to renew and add more the business stock to meet the demand of his customers. He is only able to renew the stocks once a week in order to save the transport cost.

Ambo has a plan to sell kerosene as demanded by his customers. To do so, he requested loan of 12,500,000 IDR (Indonesian rupiah) from TLM. He hopes that the loan would help him in improving the business.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.

TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.

Join our lending team TLM West Timor.

About Indonesia

  • $5,200
    Average annual income
  • 30
    View loans »
    Indonesia Loans Fundraising
  • $5,304,950
    Funds lent in using Kiva
  • 9,610.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,325 helped Ambo to sell kerosene as demanded by his customers.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Oct 10, 2012
Oct 29, 2012
Currency Exchange Loss:
Jul 17, 2014