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Jesman is a 38-year-old man who is married to Aryance, a 49-year-old lady. They are blessed with four children:
• Ade Irma, who is 16 years old and in the 2nd grade of Senior High school
• Moldi, who is 13 years old and in the 6th grade of elementary school
• Aldo, who is 10 years old and attending the 4th grade of elementary school and
• Rivaldo, who is 6 years old and attending the 1st grade of elementary school.

As his homeland provides him available resources to produce palm tree sugar, Jesman became interested in running this type of business when he was teenager. Besides producing sugar, Jesman also buys it from another distributor and then resells it on another island. Unfortunately, Jesman could not continue the business as he had very limited capital to support its operation. Therefore he has requested a loan from TLM for IDR 6,500,000 to buy liquid palm sugar and to expand his business by buying young cattle to be fattened. He is optimistic that the business would have a favorable effect on his family.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.

TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.

Join our lending team TLM West Timor.

About Indonesia

  • $5,200
    Average annual income
  • 13
    View loans »
    Indonesia Loans Fundraising
  • $5,457,875
    Funds lent in using Kiva
  • 9,610.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Jesman to buy liquid palm sugar and to expand his business by buying young cattle to be fattened.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Oct 10, 2012
Oct 29, 2012
Currency Exchange Loss:
Jul 17, 2013