Mai was born in 1976. She has two daughters and one son. The son is studying at secondary school and the two girls are at primary school and kindergarten. Her husband makes aluminum frames for a living. Mai has a grocery store to earn a living. She has done her job for 8 years. Her income is about 4,000,000 VND per month. Her family’s total earnings are about 14,000,000 VND per month.
She has participated in SEDA's credit program since 2006. In the last cycle she borrowed 8,502,000 VND and repaid the loan on time. In this loan cycle, she would like to borrow 8,502,000 VND to sell noodles, candies and biscuits in her grocery store. She always wants to let all her children go to school till higher education and to enlarge her store.
The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.
You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.