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Hyra is thirty years old. She lives in Kosovo and is a mother of four. She has two boys and two girls between the ages of twenty-three and twenty-five. Three of her children go to school. Hyra is very hardworking women.

The family's main income comes from her husband who works as a guard. Hyra’s family has had a problem with their bathroom for a long time and don't have the money for repairs. The money that her husband earns through his work is not enough to pay for the repairs.

Hyra is requesting a 300 EUR loan to buy bathroom tiles and repair their toilet. Hyra and her family thank Kiva lenders for their help and for helping them improve their family’s living conditions. She hopes for her children a good education because she believes that they are the future and should be very well educated.

Additional Information

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Kosovo

  • $7,600
    Average annual income
  • 1
    View loans »
    Kosovo Loans Fundraising
  • $1,785,575
    Funds lent in using Kiva
  • 0.8
    Euro (EUR) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Hyra to buy the tiles and repair their toilet.
100% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
Oct 24, 2012
Oct 29, 2012
Currency Exchange Loss:
Jul 17, 2014