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Adem is thirty years old, married, and has one son. He lives in a village together with parents, and his brother, who is also married.

Adem is a very ambitious and hardworking man. Based on family tradition, he used to work in an agricultural business, working on their land planting wheat. However, in order to get more income for his family, he took a second job as a guard. He is the main source of income for his family.

Adem is requesting a loan to buy wheat seed for planting, guano, and to pay for his new tractor, which he uses for planting wheat seed. This loan will help them provide food for two years for their entire family.

Adem hopes to continue to develop his own business, as his goal is to save the money for the children’s future. He is very gratefully to all Kiva lenders!

Additional Information

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.

About Kosovo

  • $7,600
    Average annual income
  • 21
    View loans »
    Kosovo Loans Fundraising
  • $1,942,200
    Funds lent in using Kiva
  • 0.8
    Euro (EUR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,950 helped Adem to buy wheat seed for planting, guano and to pay for his new tractor.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 23, 2012
Oct 29, 2012
Currency Exchange Loss:
May 17, 2014