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Asia is a 34-year-old married woman. Six years ago, she started her own hand embroidery business. She maintained hope and contacted the Kashf Foundation upon the advice of her neighbor to initiate her own business. She has a good client list; most of her clients are her neighbors. She is the mother of four children, three of whom are in school. The fourth helps her mother with her work.

She has gradually improved her business, and now she has requested a loan of 20,000 PKR. She is going to use this loan to buy reels of thread and packs of sequins, pearls and stones. She intends to use the profits she earns on her children’s education.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 280
    View loans »
    Pakistan Loans Fundraising
  • $14,699,975
    Funds lent in using Kiva
  • 95.6
    Pakistan Rupees (PKR) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $225 helped Asia to buy reels of thread and packs of sequins, pearls and stones.
99% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 29, 2012
Nov 4, 2012
Currency Exchange Loss:
Oct 17, 2013