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Alejandro José
Alejandro is a 29 year old man who lives in Sololá together with his wife and his two children, one a boy and one a girl, and both still minors. He works in agriculture and works hard to maintain his family. He plants vegetables like carrots, potatoes, beets, cabbage and beans on a parcel that he rents a few kilometers from his home. He learned this work from his parents many years ago, and it was his first job in life. That's why he did not have the opportunity to attend school.

He has now been working independently in this field for 15 years, but with his own capital. This has not given him the opportunity to expand his crops, and thus he sees the need and decided for the first time to ask for a loan of 4,000 Quetzales (Guatemalan currency) in order to purchase potato seeds and organic fertilizers. During this season the harvest is better. With these funds he can cultivate more in other parcels and expand his crop. His greatest dream is to cultivate a variety of vegetables since others exist that offer better prices in comparison to what he currently produces. He also wants to be able to provide his children with better academic studies in the future.
View original language description ↓
Alejandro es un hombre de 29 años de edad, vive en Sololá junto a su esposa y sus dos hijos de ellos un varón y una mujer ambos menores de edad.
El es un hombre agricultor que trabaja fuerte para mantener a su familia. Cultiva verduras como zanahoria, papa, remolacha, repollo y habas en una parcela que alquila a pocos kilómetros de su vivienda.
Este trabajo lo aprendió de sus padres hace muchos años la cual fue el primer trabajo de su vida, esto es por que no tuvo la oportunidad de asistir a una escuela.
El ahora tiene 15 años de ser independiente realizando este trabajo pero con un capital en efectivo propio. Esto no le ha dado oportunidad de expandir su cultivo, de este modo ve su necesidad y se decidió por primera vez solicitar un préstamo de Q 4,000.00 para comprar semillas de papa y abono orgánico ya que por la temporada del año la cosecha es mejor. Esto ara que cultive mas en otras parcelas expandiendo su verdura.
Cultivar variedad de verduras es su mayor sueño ya que existen otras que mejoran los precios a comparación de las que cultiva actualmente, así mismo poder darles mejores estudios académicos a sus hijos en un futuro.

Additional Information

More information about this loan

ADICLA's youth entrepreneurship loans allow young people without prior credit histories to borrow in groups, an opportunity that is not offered by many other microfinance institutions in Guatemala. The loans will be used to help them start small businesses.

About ADICLA

ADICLA (Association for the Holistic Development of the Basin of Lake Atitlán) is nonprofit rural community development association that provides small loans and services to improve quality of life in two of the poorest regions of Guatemala, home to large indigenous populations. Kiva funding will be used to support three innovative credit initiatives: youth business loans, green loans, and smaller loans to help ADICLA move down-market and serve poorer clients.

About Guatemala

  • $4,155
    Average annual income
  • 78
    View loans »
    Guatemala Loans Fundraising
  • $9,093,100
    Funds lent in using Kiva
  • 7.8
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Alejandro José to purchase potato seed and organic fertilizer for his crops.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Oct 19, 2012
Listed
Oct 24, 2012
Currency Exchange Loss:
Covered
Ended:
Jul 18, 2013