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Ramón Alfredo
In a town called Tierras Amarillas, in Rocafuerte canton, the communal bank "Mejorando El Futuro" meets every 15 days. This area is known for its agriculture, because most of the residents work in short cycle farming.

This is where Ramon lives. Ramon is 65, and is in a common-law marriage from which he has 2 children. One of his children is an adult, and the younger one is 12 years old and attends school. His wife works in the home.

Ramon has 2 occupations: he works as a farmer and does soldering work. He has a workshop where, in certain seasons, he is sent metalwork projects to complete. He makes doors, windows and other products in his workshop. In addition, he works as a farmer, and it is for this work that he is requesting a loan. He had planted rice, corn and vegetable crops, but he lost them because of the hard winter. At this time, he is hoping with this loan to replant and recover what he lost.

He will use this loan to buy seeds and fertilizers, and to pay for farmhands during the planting. This is his second loan cycle with the communal bank, and he likes it because the loans have helped him a lot. His dream is to continue to make progress.
View original language description ↓
En una localidad llamada Tierras Amarillas del cantón Rocafuerte cada quince días se reúnen las socias del Banco Comunal Mejorando El Futuro, este sector es conocido por su agricultura ya que gran parte de sus habitantes se dedican a los sembríos de ciclo corto.

En este lugar vive el señor Ramón, tiene 56 años de edad y mantiene una relación de unión libre de la cual tiene dos hijos, uno mayor de edad y el menor tiene 12 años de edad el mismo que estudian en escuela. La mujer se dedica a la casa.

Él se dedica tanto a la agricultura como a realizar trabajos de soldadura, pues tiene un taller en el cual en temporadas le mandan a realizar obras con el metal, el fabrica puertas, ventanas y otros trabajos en su taller, además también se dedica a sus cultivos y es justo para eso que solicito este crédito pues él tenía sembrado cultivos de arroz, maíz y verduras los mismos que se le perdieron por lo duro del invierno, ahora espera con este crédito volver a sembrar y recuperar lo que se le perdió.

Este crédito lo va a emplear en comprar semillas, fertilizantes y pagar la mano de obra de los sembríos. Este es su segundo ciclo en el Banco Comunal y le gusta porque los créditos le ayudan mucho.

Su sueño es seguir adelante.

About Ecuador

  • $10,600
    Average annual income
  • 94
    View loans »
    Ecuador Loans Fundraising
  • $24,193,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Ramón Alfredo to buy seeds and fertilizers, and to pay for farmhands.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 16, 2012
Listed
Nov 3, 2012
Currency Exchange Loss:
N/A
Ended:
Apr 17, 2013