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Zaida was originally a member of a women’s group (also known as a women’s bank). However, due to personal reasons, she left the group after she completed her second loan cycle. Zaida now has a small convenience store established in her home. She sells products through a catalog as a traveling vendor, but she also sells groceries. There are no other businesses in the area that offer this type of service.

Zaida’s business enables her to generate income to help with the family expenses. Her husband is a seasonal laborer who engages in farming activities. From the very beginning, her main limitation has been the lack of money. Therefore, she has taken the opportunity to contact Fundación Mujer about applying for a new loan so that she can solidify her business.

Zaida lives with her husband and two-year-old son. Owning a business enables her to look after her child without having to work outside of the home.

View original language description ↓
Zaida primero formò parte de un grupo de mujeres o banco mujer,pero por razones personales despuès del segundo crèdito se retirò del banco.Actualmente quiere poner en su casa una pequeña pulperìa, en la que venderà productos por catàlogo que ya està vendiendo en forma ambulante y abarrotes,considerando que en su sector no hay un negocio que estè ofreciendo este tipo de servicio.La activida le permitirà obtener dinero para apoyar gastos de su familia, ya que su esposo es un trabajador ocasional, en actividades agrìcolas. Su limitaciòn para iniciar es el dinero, pero vio en la Fundaciòn la oportunidad de contar con un crèdito nuevamente para poder concretar su proyecto.Ella vive con su esposo, y su hijo de dos años, el tener un negocio le permite cuidar a su hijo y no salir a trabajar fuera de su casa.

Additional Information

More information about this loan

In Costa Rica, funding for microfinance institutions is hard to come by, and many institutions find themselves having difficulty growing and reaching all the demand for loans that exist. Kiva works with Fundacion Mujer because it attends a very marginalized population in Costa Rica, with a specific focus on women. In addition to the loan, Fundacion Mujer provides specialized training programs for their borrowers on everything from computer classes to salon training. Because of the difficulty in obtaining capital in Costa Rica, Fundacion Mujer cannot serve all the women that need loans. Therefore Kiva plays a unique role in helping Fundacion Mujer grow its portfolio and reach borrowers it otherwise would not be able to.

About Fundacion Mujer:

Fundación Mujer is an organization specializing in the financial and personal development of female entrepreneurs in Costa Rica. They seek to reach underserved populations that may include indigenous communities, immigrants, refugees, victims of domestic violence or women living with HIV/AIDS. Fundación Mujer offers courses in both business and personal development, as well as training in concrete skills such as sewing and other crafts.

About Costa Rica

  • $12,900
    Average annual income
  • 46
    View loans »
    Costa Rica Loans Fundraising
  • $4,682,600
    Funds lent in using Kiva
  • 498.7
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Zaida to remodel her store and to buy groceries and bazaar merchandise.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Oct 22, 2012
Oct 24, 2012
Currency Exchange Loss:
Mar 17, 2014