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Freddy Estuardo
Freddy Estuardo is 28 years old, in a common-law relationship, and has one child. He lives with his wife and son in the city of Ventanas in Los Ríos Province.


Freddy Estuardo is a member of the September 24th Communal Bank, which is located in the San Gabriel neighborhood in the canton of Ventanas. The members engage in farming and livestock breeding.


Freddy Estuardo grow corn on land that he owns and on some that he rents. The money from this loan will be invested in the purchase of seeds, fungicides, Ranger (a brand of herbicide), and liquid weed killer so that he can prevent crop diseases. His purchases are conducted in the city of Ventanas. This loan will help him to continue investing in his farming activities so that the can generate income. His dream is to have good health so that he can continue working alongside his wife.


In his free time, Freddy Estuardo enjoys playing indoor soccer.

View original language description ↓
FREDDY ESTUARDO tiene 28 años de edad de estado civil unión libre tiene un hijo, vive con la esposa y con el hijo en ventanas provincia de los ríos.

Es Integrante de la VRC 24 DE SEPTIEMBRE, SE ENCUENTRA UBICADA EN RECINTO SAN GABRIEL, PERTENECE AL CANTÓN VENTANAS SE DEDICAN A LABORES AGRÍCOLAS Y PECUARIAS.

FREDDY ESTUARDO se dedica a la siembra de maíz en terrenos propios y una parte arrendados, el dinero del crédito lo va a invertir en la compra de semillas, fungicidas, ranger, líquido mata maleza para evitar las enfermedades. Las compras las realizará en la ciudad de Ventanas.

El crédito le ha apoyado para seguir invirtiendo en la agricultura y obtener ganancias. El sueño es contar con buena salud para seguir trabajando con la ayuda de la esposa. En los tiempos libres le gusta jugar indor.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 38
    View loans »
    Ecuador Loans Fundraising
  • $23,094,925
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Freddy Estuardo to buy seeds, fungicides, herbicide, and liquid weed killer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Oct 10, 2012
Listed
Oct 25, 2012
Currency Exchange Loss:
N/A
Ended:
Nov 23, 2013