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Update on Valentina

Valentina’s a member of the “Las Triunfadoras” (The Victorious Ones) communal bank in Andahuaylillas District in Quispicanchis Province in Cusco, Peru. She’s a very hardworking woman who continues selling food as her main activity and source of income. She also sells vegetables in a stand she has at the local market. She helps her husband who works in construction this way.

On this occasion, Valentina is requesting the loan to buy ingredients like potatoes, eggs and rice among others and also to buy vegetables like tomatoes, carrots, lima beans, peas, potatoes, etc. to sell in the market.

Valentina most of all wants to help her husband who is doing everything he can to save up to buy a cement mixer so that together the two of them can increase income to provide better education for their children.
View original language description ↓
La socia es la señora Valentina, ella pertenece al banco “Las Triunfadoras” del distrito de
Andahuaylillas, de la provincia de Quispicanchis del Cusco – Perú. La socia es una mujer muy trabajadora, ella continua dedicándose al comercio de alimentos como actividad principal y fuente de ingresos económicos,y tambien aprovecha para vender verduras en su puesto ambulante que tiene en el mercado de la comunidad, y de esta manera ayuda a su esposo quien se dedica a la construcción. Valentina en esta oportunidad está solicitando el préstamo para comprar insumos como papas, huevos, arroz entre otros y tambien verduras como tomates, zanahorias, habas, arvejas, papas etc.para vender en el mercado. Valentina desea poder ayudar sobre todo a su esposo, quien está haciendo los modos posibles para ahorrar y adquirir una maquina mezcladora de cemento y de esta manera lograr aumentar conjuntamente sus ingresos económicos para ofrecerle una mejor educación a sus hijos.

Previous Loan Details

Sra. Valentina is a member of the Communal Bank “Las Triunfadoras” (The Winners) which is in the District of Andahuaylillas, Quispicanchis Province, Department of Cusco. She is 35 years old, in a common law marriage, and has three children. Valentina divides her time between her daily activi... More from Valentina's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 128
    View loans »
    Peru Loans Fundraising
  • $60,116,750
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Valentina to buy vegetables and other ingredients.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 19, 2012
Nov 3, 2012
Currency Exchange Loss:
May 17, 2013