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Maria Eugenia
María Eugenia, 34, is in a free civil union and has two children; she lives with her husband and children in the city of Ventanas, Los Ríos Province. She’s a member of the “24 de Septiembre” communal bank located in Recinto San Gabriel belonging to Ventanas Canton; they work in agriculture and animal husbandry.

María Eugenia works in agriculture growing corn and rice and also raises chickens and pigs. She’s requesting the loan to buy seeds, urea, insecticide, Ranger [herbicide] and organic manure. With help from the loan she will be able to buy fertilizer needed for the crops and will improve her family’s economic level.

Her dream is to work more and earn higher income. The challenge she faces is to increase her crops. She enjoys listening to music in her free time.
View original language description ↓
MARIA EUGENIA tiene 34 años de edad de estado civil unión lire tiene dos hijos, vive con el esposo y con los hijos en la ciudad de ventanas Provincia de los ríos.

Es Integrante de la VRC 24 DE SEPTIEMBRE, SE ENCUENTRA UBICADA EN RECINTO SAN GABRIEL, PERTENECE AL CANTÓN VENTANAS SE DEDICAN A LABORES AGRÍCOLAS Y PECUARIAS.

MARIA EUGENIA Se dedica a labores agrícolas a la siembra de maíz, arroz, además se dedica a la crianza de pollos y cerdos.

Solicita el crédito para comprar semillas, urea, insecticidas, ranger, abono organico.

Con la ayuda del crédito podrá comprar los fertilizantes necesarios para la siembra y mejoraría el nivel económico de la familia.

El sueño es trabajar más y obtener mejores ingresos. Los desafíos a los que se enfrenta es crecer las siembras.

En el tiempo libre le gusta escuchar música.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 34
    View loans »
    Ecuador Loans Fundraising
  • $23,467,475
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Maria Eugenia to buy seeds, urea, insecticide, Ranger and organic manure.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Oct 10, 2012
Listed
Oct 24, 2012
Currency Exchange Loss:
N/A
Ended:
Nov 23, 2013