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Update on Yelena

Yelena works in one of the biggest markets in the city of Melitopol, where she owns her own stall and sells men's clothing. She has been in this business for 17 years now.

Yelena turned to KIVA for a loan of 400 griven in order to purchase shirts and seasonal denim clothing for fall and winter.
View original language description ↓
Елена работает на одном из самых крупных рынков города Мелитополя. Она торгует мужской одеждой, имея свое торговое место. Этим бизнесом занимается уже 17 лет.
Елена обратилась в КИВА за суммой в 4000 гривен для того, чтобы закупить рубашки и сезонную джинсовую одежду под реализацию осенью-зимой.

Previous Loan Details

Yelena is married with a grown daughter. She is an entrepreneur from Melitopol where she runs a small venture selling men’s tops in one of the local markets. All her merchandise is characterized by high quality and reasonable price. Yelena is a workaholic. She works in the worst weather condition... More from Yelena's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 6
    View loans »
    Ukraine Loans Fundraising
  • $6,400,325
    Funds lent in using Kiva
  • 8.2
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Yelena purchase shirts and seasonal denim clothing for fall and winter.
100% repaid
Repayment Term
3 months (Additional Information)
Repayment Schedule
At end of term
Oct 16, 2012
Oct 26, 2012
Currency Exchange Loss:
Dec 15, 2012