Stalyn Heriberto is 22 years old, single and has no children. He lives with his parents in the city of Ventanas in Los Rios province. His residence is in the neighborhood of San Gabriel, in Ventanas canton. Stalyn Heriberto belongs to the “24th of September” VCR [communal bank]. He is a farmer and a fisherman.
Stalyn Heriberto grows corn and cacao. He is requesting a loan for the purchase of seeds, fertilizers, and urea, and to install an irrigation system for his cacao. With the help of the loan, he will acquire the fertilizers he needs for sowing crops.
Stalyn Heriberto's dream is to buy a farm. The challenges he confronts includes purchasing a car.
STALYN HERIBERTO tiene 22 años de edad es soltero no tiene hijos, vive con los padres en la ciudad de Ventanas Provincia de los ríos.
Es Integrante de la VRC 24 DE SEPTIEMBRE, SE ENCUENTRA UBICADA EN RECINTO SAN GABRIEL, PERTENECE AL CANTÓN VENTANAS SE DEDICAN A LABORES AGRÍCOLAS Y PECUARIAS.
STALYN HERIBERTO Se dedica a labores agrícolas a la siembra de maíz, cacao. Solicita el crédito para comprar semillas, fertilizantes, urea y la instaslación de riego para cacao.
Con la ayuda del crédito podrá comprar los fertilizantes necesarios para la siembra.
El sueño es comprarse una finca. Los desafíos a los que se enfrenta es comprarse un carro.
En el tiempo libre le gusta jugar pelota.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!