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Luz De La Esperanza Group
In this Group: Mauro, Dademia Nilda*, Olga Jhanet, Sindy Pilar, Simon Emiliano, Omar Ericcsson, Daniel Fernando, Antony Edwin
* not pictured
This is Luz De La Esperanza Group. It comprises eight members, who are now going into their fifth cycle. They are committed and hard-working people who generate income for their families through their businesses.

That is Mauro's case. With much effort, he has been able to provide his loved ones with a better quality of life. Mauro started out working as a bus fare collector. He used whatever he managed to save up from work to purchase his own mototaxi, which he currently uses to provide transportation services. He will use this loan for maintenance on his mototaxi. His next goal is to purchase an additional mototaxi. Mauro is thirty years old and married with one dependent child.

Luz De La Esperanza Group is grateful for the loans granted. Mauro is located in the back of the picture. He is wearing a blue vest and a pink polo shirt.
View original language description ↓
Este es el grupo “Luz De La Esperanza” conformado por 08 socios la cual pasan a su 5to ciclo, personas comprometidas y trabajadoras que por medio de sus negocios generan ingresos para sus familias. Este es el caso de Mauro que con mucho esfuerzo le ha brindado una mejor calidad de vida a sus seres queridos. Mauro comenzó trabajando de cobrador de bus, lo que pudo ahorrar con los trabajos realizados lo utilizó para la compra de su propia mototaxi con la cual actualmente brinda servicio de transporte. Su actual crédito lo destinará para el mantenimiento de su mototaxi. Su siguiente meta es comprarse otra mototaxi. Mauro tiene 30 años de edad, casado y 01 hijo dependiente. El grupo “Luz De La Esperanza” está agradecido con el crédito brindado. Mauro está ubicado en la parte posterior viste chaleco azul y polo rosado.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 127
    View loans »
    Peru Loans Fundraising
  • $60,116,750
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Luz De La Esperanza Group's $2,150 loan helped a member to maintain his mototaxi.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Sep 24, 2012
Oct 24, 2012
Currency Exchange Loss:
Feb 15, 2013