The Jesuskpego Group is made up of three friends who live in the same area. The representative of the group, Médjikouè Geneviève is 30 years old. She is pictured in the photo with her hand raised. She is married to a man named Lahissi and has four children, all of whom are attending school and are dependents. The couple lives together with their children and together provide for the needs of the household.
Médjikouè Geneviève has never attended school. She sells spices and fish out of her home. She has been doing this for about fifteen years. Médjikouè Geneviève stocks up in regions of Benin.
With a view to boosting the level of her business, Médjikouè Geneviève hopes to grow her inventory; this will allow her to better respond to the demands of her clientele. To this end, Médjikouè Geneviève is asking for a fourth loan by way of ALIDé along with the other members of the Jesuskpego Group. The previously issued loans were properly repaid.
Le groupe JESUSKPEGO est formé de trois personnes qui sont des amies vivant dans le même quartier. La représentante de ce groupe, Médjikouè Geneviève, celle dont la main est levée sur la photo est âgée de 30 ans. Médjikouè Geneviève est mariée à un certain Lahissi et a quatre enfants, tous scolarisés dont un reste à la charge du couple. Le couple vit ensemble avec leur enfant et assure ensemble les différentes charges. Médjikouè Geneviève n’a pas fréquenté l'école. Médjikouè Geneviève vend des condiments et des poissons à son domicile. Il y a environs quinze ans que Médjikouè Geneviève exerce cette activité. Médjikouè Geneviève s’approvisionne dans des régions du Bénin. En vue de rehausser le niveau de son activité, Médjikouè Geneviève ambitionne agrandir son stock de vente; ce qui lui permettra de mieux répondre aux exigences de sa clientèle. Pour ce faire, Médjikouè Geneviève sollicite ensemble avec les autres membres du groupe JESUSKPEGO, un quatrième crédit auprès de ALIDé. Les crédits précédemment reçus ont été bien remboursés.
Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.
Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.