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Gloria Esperanza
Gloria is 49 years old, married, and has four children, who are all independent now. She has a degree in natural sciences and has been working as principal of a public school for 27 years.

She is enterprising person with the desire to improve herself, and is also a businessperson, as she has had a business selling door-to-door for several years.

The loans granted have been a great help because they have allowed her to do home improvements, and this way improve her living conditions and those of her family.
View original language description ↓
La señora Gloria tiene la edad de 49 años, es casada y tiene 4 hijos los cuales todos ya son independientes. Ella es Licenciada en ciencias naturales y labora como directora de un centro escolar público desde hace 27 años.
Es una persona emprendedora y con deseos de superación, además se dedica al comercio, ya que cuenta con un negocio ambulante desde hace varios años.
Los créditos otorgados han sido de gran ayuda porque le han permitido hacerle mejoras a su casa de habitación y de esta forma le mejoran sus condiciones de vida y la de su familia.

Additional Information

About CEPRODEL

This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $3,636
    Average annual income
  • 130
    View loans »
    Nicaragua Loans Fundraising
  • $24,054,525
    Funds lent in using Kiva
  • 23.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Gloria Esperanza to pay for labor for home improvements.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 12, 2012
Listed
Nov 20, 2012
Currency Exchange Loss:
Possible
Ended:
Feb 17, 2014