Update on Jinson VicenteJinson Vicente is 31 years old, married, and has two children. He lives with his wife and his children in the city of Ventanas, in De Los Rios province. He is a member of the "Caminando Hacia el Futuro" communal bank, located in the rural settlement of Jesús del Gran Poder, which is part of Ventanas canton, and an area where people make their living from agriculture.
Jinson Vicente is a farmer, and grows cacao, bananas, and oranges. He is applying for the loan in order to buy a truck. He will purchase it in Ventanas.
With the help of the loan, he will be able to put together the money to buy the truck he so much needs for transporting his crops.
Jinson's dream is to buy a house. In his spare time he likes to play sports with his family.
"I am very grateful for the previous loan," he says.
La ventanilla se llama CAMINANDO HACIA EL FUTURO, se encuentra ubicada en el recinto Jesus del Gran Poder, pertenece al canton Ventanas, se dedica a labores agricolas.
JINSON VICENTE se dedica a la agricultura a la siembra de cacao, guineo y naranja. Solicita el credito para comprarce una camioneta. La compra la realizará en Ventanas.
Con la yauda del crédito podrá completar el dinero para comprar la camioneta que tanta falta le hace para transportar los productos.
El sueño de Jinson es comprar una casa. En el tiempo libre le gusta hacer deporte con su familia.
"Esta muy agradecido por el anterior crédito".
Previous Loan DetailsJinson Vicente is 30 years old, married, and lives with his wife and children—6 year old Maicol and 3 year old David. The group is called Caminando Hacia El Futuro (“Walking Towards the Future.”) It is located in the Jesus del Gran Poder district in the Ventanas canton. It is centered around… More from Jinson Vicente's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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