Update on Andres IsidoroAndrés Isodoro is 37 years old, married and has two children. He lives with his wife and his children in the city of Ventanas, in De Los Rios province. He is a member of the "Caminando hacia el Futuro" communal bank, located in the rural settlement of Jesús del Gran Poder, which is part of Ventanas canton, and is an area where people make their living from agriculture.
Andrés Isidoro grows oranges, bananas, cacao, rice, and also raises chickens and pigs.
He is applying for the loan in order to buy seeds, urea fertilizer, insecticides, herbicide, manure, chickens and a pig. With the help of the loan he will be able to buy the necessary fertilizers for planting, and would improve his financial circumstances. His dream is to buy land. The challenges he faces are crop pests. In his spare time, he likes to drive trucks.
"I am very grateful for the previous loan," he says
Es Integrante de la VRC CAMINANDO HACIA EL FUTURO, SE ENCUENMTRA UBICADA EN EL RECINTO JESUS DEL GRAN PODER, PERTENECE AL CANTÓN VENTANAS SE DEDICAN A LABORES AGRICOLAS.
ANDRES ISIDORO Se dedica a la siembra de naranja, guineo, cacao,arroz, además se dedica a la crianza de pollos y cerdos.
Solicita el crédito para comprar semillas,urea, insecticidas, ranger, abono organico,pollos y un cerdo.
Con la ayuda del crédito podrá comprar los fertilizantes necesarios para la siembra y mejoraría el nivel económico.
El sueño es comprarce terreno. Los desafíos a los que se enfrenta son las plagas.
En el tiempo libre le gusta conducir camionetas.
"Esta muy agradecido por el crédito anterior".
Previous Loan DetailsAndres is 37; he is married and lives with his wife and two children, Andreina Nicole aged 10, and John Andres aged 8. The communal bank, ‘Caminando hacia el futuro,’ is located in the neighbourhood of Jesus del Gran Poder, which belongs to the canton of Ventanas. It is devoted to the farm work i... More from Andres Isidoro's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid