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Digna Patricia

Update on Digna Patricia

Digna Patricia is 23 years old, single, and has a daughter. She lives with the daughter and a sister in the city of Ventanas, in De Los Rios province. She is a member of the "Caminando Hacia el Futuro" communal bank, located in a rural settlement of Jesús del Gran Poder, which is part of Ventanas canton, an area where people make their living from agriculture.

Digna Patricia farms, and also raises chickens and pigs. She is applying for a loan to buy one pig, animal feed, urea fertilizer, insecticides, herbicide, and manure.

With the help of the loan, she will improve her standard of living by earning income. Her dream is to buy land for expanding her plantings. The challenge she is facing is lack of income. In her free time she likes to work more.

"I am very grateful for the previous loan," she says.
View original language description ↓
DIGNA PATRICIA tiene 23 años de edad es soltera tiene una hija, vive con la hija y una hermana en la ciudad de Ventanas Provincia de los ríos.

Es Integrante de la VRC CAMINANDO HACIA EL FUTURO, SE ENCUENMTRA UBICADA EN EL RECINTO JESUS DEL GRAN PODER, PERTENECE AL CANTÓN VENTANAS SE DEDICAN A LABORES AGRICOLAS.

DIGNA PATRICIA Se dedica a labores agrícolas, además se dedica a la crianza de pollos y cerdos.
Solicita el crédito para comprar 1 cerdo, polbillo, urea, insecticidas, ranger, abono organico.

Con la ayuda del crédito mejorará el estilo de vida obteniedo ingresos. El sueño es comprarce tierras para agrandar las siembras. Los desafíos a los que se enfrenta esla falta de ingreso económico.
En el tiempo libre le gusta trabajar más.

"Esta muy agradecido por el crédito anterior".

Previous Loan Details

Digna Patricia, 21, is married and lives with her husband and two children, ages 5 and 8, in Ventanas Canton in the province of Los Ríos. The members of Caminando Hacia el Futuro Communal Bank, located in the Jesús de Gran Poder area of Ventanas Canton, work in short-cycle agriculture, growing... More from Digna Patricia's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,200
    Average annual income
  • 42
    View loans »
    Ecuador Loans Fundraising
  • $23,142,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Digna Patricia to buy one pig, animal feed, urea fertilizer, insecticides, herbicide, and manure.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Oct 8, 2012
Listed
Oct 24, 2012
Currency Exchange Loss:
N/A
Ended:
Nov 23, 2013