Nancy is single, 46 years old, and has one son. She works selling cleaning products. She sells detergents, brushes and sponges. She works as a traveling sales person, selling at the entrance to the market. She works from 8:00AM until 5:00PM. She has been in this business for four years and it’s going very well. Her dream is to have her own facility where she can sell cleaning products. She is asking for a loan to buy detergents, brushes and sponges.
The members that are attached to the group photo had their picture taken later because of work related reasons.
The other members work in furniture sales, restaurant businesses, clothing sales, and sales of beauty products.
The member is grateful to those who are a part of her dream through this means and she promises to make her payments as agreed.
La socia es la Sra.Nancy ella es soltera y tiene 46 años y tiene 1 hijo; La socia trabaja en su negocio de venta de productos de limpieza,la socia vende detergentes,escobillas y esponjas,la socia trabaja en forma ambulatoria vendiendo en la puerta del mercado,la socia trabaja desde las 8:00 a.m hasta las 5:00 p.m,la socia ya tiene en este negocio 4 años y le va muy bien,el sueño de la socia es tener un local donde pueda vender los productos de limpieza. La socia solicita el préstamo para comprar detergentes, escobillas y esponjas.
Los socios que estan pegados a la foto grupal se les tomo despues la foto porque pidieron permiso por motivos de trabajo.
Los otros socios se dedican al negocio de venta de muebles, negocio de restaurant, negocio de venta de ropa y negocio de venta de productos de belleza.
La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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