Update on Sara ElizabethSara Elizabeth, 39, is single and has three children; she lives with her children in the city of Ventanas, Los Ríos Province. She’s a member of the “Caminando Hacia el Futuro” (Heading for the Future) communal bank located in Recinto Jesús del Gran Poder belonging to Ventanas Canton; they work in agriculture.
Sara Elizabeth works in agriculture growing corn. She’s requesting a loan to buy urea, insecticide, Ranger [herbicide] and organic manure. With help from the loan she will be able improve buy the insecticide needed for her crops and improve her children’s economic standard.
Her dream is to buy land. The challenge she faces is lack of money to buy farm supplies. She likes to spend her free time watching over her work. She’s very grateful for her previous loan.
Es Integrante de la VRC CAMINANDO HACIA EL FUTURO, SE ENCUENMTRA UBICADA EN EL RECINTO JESUS DEL GRAN PODER, PERTENECE AL CANTÓN VENTANAS SE DEDICAN A LABORES AGRICOLAS.
SARA ELIZABETH Se dedica a la agricultura a la siembra de maíz. Solicita el crédito para comprar semillas, urea, insecticidas, ranger, abono organico.
Con la ayuda del crédito podrá comprar los insecticidas necesarios para la siembra y mejoraría el nivel económico de los hijos.
El sueño es comprarce dos terrenos . Los desafíos a los que se enfrenta es la falta de dinerio para adquirir los productos agrícolas.
En el tiempo libre le gusta cuidar el trabajo. "Está muy agradecido por el anterior crédito".
Previous Loan DetailsSara Elizabeth, 39, is single living with her three children who are 10, 8 and 3 years old in Ventanas Canton, Los Ríos Province. The members of the “Caminando Hacia el Futuro” (Heading towards the Future) communal bank located in Jesús de Gran Poder in Ventanas Canton are short cycle corn and… More from Sara Elizabeth's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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