Update on JustinaJustina belongs to the communal bank Las Triunfadoras located in the district of Andahuaylillas in the province of Quispicanchis in Cusco, Peru. She is a hardworking and multifaceted woman.
She continues working breeding small animals such as guinea pigs, chickens and pigs, selling firewood, and also she sells stones from a quarry in the field.
Justina is now asking for a loan in order to buy food such as forage, alfalfa and sutuche (feed for pigs from a corn base) for her animals. Justina is very grateful to Kiva for permitting her to strengthen her business which allows her to sustain her home.
Andahuaylillas, de la provincia de Quispicanchis del Cusco – Perú. La socia es una mujer muy trabajadora y multifacética, ella continua dedicándose a la crianza de animales menores como cuyes, gallinas y cerdos, a la venta de leña y también vende piedras las cuales extrae de una cantera que posee en su terreno. Justina en esta oportunidad está solicitando el préstamo para comprar alimento como forraje, alfalfa y sutuche (comida para cerdos a base de maíz) para sus animales. Justina está muy agradecida con KIVA por permitirle fortalecer su comercio el cual le permite llevar el sustento a su hogar.
Previous Loan DetailsJustina was born in Andahuaylillas and has lived 72 years, all of them dedicated to the fields and raising animals. She is married and has 5 adult children. Her work is the sale of chicha de jora (a traditional alcoholic beverage) from her home and raising small animals such as guinea pigs and… More from Justina's previous loan »
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid
- Repayment Term
- 8 months (Additional Information)
- Repayment Schedule
- Oct 19, 2012
- Nov 3, 2012
- Currency Exchange Loss:
- May 17, 2013
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.