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Sadia is 29 years old. She and her younger brother are the breadwinners of their family of eight.

Every morning, Sadia gets ready to leave for the marketplace, where she spends the entire day going from one shop to another. Her job is to provide fabric to shopkeepers; if they like the material, they reward her by placing larger orders.

Life has not always been so mobile for Sadia. Three years ago she stayed at home, while her family was living hand-to-mouth. None of her siblings went to school and even basic household necessities were difficult to obtain. These circumstances led her to take out a loan from Kashf and she started her own trading business. Today she is able to contribute to the household income which has enabled three of her siblings to go to school.

Sadia has approached Kashf again, hoping for a third loan of Rs 25,000 so that she may buy bundles of cloths of better material to help her increase her profit margin.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 371
    View loans »
    Pakistan Loans Fundraising
  • $15,689,950
    Funds lent in using Kiva
  • 95.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Sadia to buy bundles of cloths of better material.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 19, 2012
Nov 3, 2012
Currency Exchange Loss:
Oct 17, 2013