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Christitin Group
In this Group: Célestine , Chantale, Euphrasie
CHRISTITIN is a group of three friends who live in the same neighborhood. The group’s representative is Célestine, raising her hand in the photo. Célestine is 32 years old and she is married to a scrap metal dealer named Albert. They have four children, some of whom go to school. The couple live with their children, and they handle the various household responsibilities together.

Célestine never went to school. She started to sell fruits (pineapple, oranges and bananas) in her district about 20 years ago. She buys her merchandise in various regions of Benin. She has a passion for her work, which helps her to support herself and her children.

To achieve customer satisfaction, Célestine is seeking a first loan together with the other members of CHRISTITIN. This credit will allow them to better meet customer demand and to bolster their profits.
CHRISTITIN est un groupe de trois personnes, dont les membres sont des amies et résident dans un même quartier. La représentante du groupe, Célestine (dont la main est levée sur la photo), est âgée de 32 ans et est mariée à Albert, un ferrailleur. Le couple a quatre enfants dont certains scolarisés. Célestine et son mari vivent ensemble avec leurs enfants et assurent ensemble les différentes charges de la maison. Célestine n’a pas fréquenté l’école. Il y a une vingtaine d’année que Célestine mène comme activité la vente des fruits (ananas, oranges, et bananes) dans son quartier. Célestine exerce cette activité passionnément, ce qui lui permet de subvenir à ses besoins et à ceux de ses enfants. Célestine s’approvisionne dans des régions du Bénin. Dans la quête de la satisfaction de sa clientèle, Célestine sollicite un premier crédit avec les autres membres du groupe CHRISTITIN. Ce crédit leur servira à mieux répondre aux demandes de leur clientèle et à se faire plus de profits.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 505.3
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Christitin Group's $575 loan helped a member to buy fruits (pineapple, oranges and bananas) for resale.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 27, 2012
Listed
Oct 26, 2012
Currency Exchange Loss:
Possible
Ended:
Aug 26, 2013